Mortgages Made Simple Dreams Made Possible
Explore the finest opportunities for your dream home with expert guidance from Richard Thompson, your trusted Mortgage Advisor in Canada.









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Mortgage services I Offer
Richard Thompson
Mortgage Agent
With over 11 years of experience in the financial services industry, I specialize in mortgages and financial literacy. My approach is rooted in honesty, clear communication, and a commitment to client education, ensuring individuals and families feel empowered in their financial decisions. Originally from Baxter, Ontario, I have been proud to call Midland home since 2016.
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What My Clients Say
Posted on James PlantTrustindex verifies that the original source of the review is Google. As first time home buyers Richard was instrumental in guiding us through the buying process. Richard makes it his mission to be communicative with his clients and explain every nuanced step of the mortgage process. I would highly recommend Richard to anyone who is looking to buy a home, re-finance their mortgage, or simply has some questions about financing in general.Posted on Judith ClappertonTrustindex verifies that the original source of the review is Google. I met Richard through my real estate career and reached out for my own purchase. This was the first time I used a mortgage broker. Because my situation is unique, Richard chose an appropriate lender to approach. I appreciated his clarity on this. Richard gets to know his clients through his natural interest in people, making the process feel less formal. I appreciated his follow through and explanations along the way.Posted on Audrey WitheyTrustindex verifies that the original source of the review is Google. --- ⭐⭐⭐⭐⭐ Outstanding Support with Refinancing & Debt Consolidation – Thank You, Richard! I had the pleasure of working with Richard Thompson to refinance my mortgage and consolidate some debt, and I’m so glad I did. From day one, Richard was professional, knowledgeable, and incredibly easy to work with. He took the time to really understand my financial situation and goals, then walked me through all my options in a clear and straightforward way. What felt overwhelming at first quickly became manageable with Richard’s guidance. Thanks to his hard work and expertise, I was able to reduce my monthly payments and simplify my finances—something I didn’t think was possible this smoothly. He kept me informed throughout the entire process, answered every question promptly, and made sure I felt confident at every step. If you're considering refinancing or consolidating debt, I highly recommend reaching out to Richard Thompson. He truly cares about his clients and goes the extra mile to help them succeed.Posted on Megan CoxworthTrustindex verifies that the original source of the review is Google. I've met with Richard a couple of times now and he is always so approachable and helpful! He is very community-based and values his professional connections. Very knowledgable when it comes to finances and mortgages and always up for answering my questions. I feel comfortable and confident point clients in his direction.Posted on Victoria BadgerTrustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ I highly recommend Richard as a mortgage advisor. As a real estate agent, I’ve worked with him on numerous occasions, and he’s been an incredible resource. He’s always happy to share his insights and helping clients understand their financing options. Richard is easy to talk to, always professional, and genuinely cares about helping people make informed choices. A great person to have in your corner!Posted on Jacob LewisTrustindex verifies that the original source of the review is Google. Richard aided me in securing a mortgage in 2021 and he was incredibly easy to work with. He provided explanations of each step taking place from start to finish and kept me in the loop the entire time. He was also very accessible and got back to me in a timely manner whenever a new question about the process came to mind. It was an absolute pleasure working with him, and I recommend him for all things mortgage!Posted on Birgit KuhleTrustindex verifies that the original source of the review is Google. We were referred to Richard Thompson from a very reliable source. We are so happy for his suggestion. Richard is very personable, friendly, considerate and full of knowledge. He is a young man with a great deal of enthusiasm for his field and his clients. He helped us through the entire process and dealt well with any issues that presented themselves. Once everything was sorted, the mortgage came through beautifully. We highly recommend him! Thank you, Richard Thompson.Posted on Gursohan Singh GillTrustindex verifies that the original source of the review is Google. Richard Thompson is a very knowledgeable and financially educated mortgage agent here in Simcoe County. He’s passionate about helping people make smart financial decisions and is always willing to share his expertise. If you’re looking for a mortgage professional who truly understands the numbers and the market, Richard is definitely someone you can trust!
- Purchase Mortgage
- Refinancing Mortgage
- Renewal Mortgage
- Second Mortgage
- Third Mortgage
- Blanket Mortgage
- HELOC
- Bridge Loan
- Business Loan
- Equipment Leasing
The process usually takes 48 - 72 hours depending on the complexity of file from application to approval, but this can vary based on individual circumstances.
You payment typically includes principal and interest (P&I). In some cases property tax can or will be added to the payment (PIT).
Yes; we offer in-person consultations. Contact us to book an appointment
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.
Any Questions? We got you
Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.
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Find the right mortgage with Richard Thompson in Edmonton.