My name is Richard Thomson. I’ve been a mortgage broker for over 19 years, and in that time, I’ve helped over 3,500 happy clients find the right mortgage solution for them and their situation.

erving others is at the core of who I am. I find true joy in seeing the excitement and relief on my clients’ faces when they learn their mortgage has been approved. That’s why I always put people before sales—because my purpose isn’t driven by numbers, but by helping others in the best way I can. Your mortgage means everything to me, and I’m committed to making the process as rewarding as the outcome.

Having the right options brings both freedom and peace of mind. With access to a wide range of lenders—including TD Canada Trust, Scotiabank, BMO, and many others—I can offer you a full selection of mortgage choices. Together, we’ll review the pros and cons of each option and find the perfect fit for your needs. My goal is to ensure you have the freedom and confidence to choose the mortgage that works best for you.